The conditions for obtaining a loan are often very strict with banking institutions and so many candidates fail to apply for a loan. In such a situation, there is often nothing left but to turn to one of the non-bank companies for which the requirements are still milder. But many people make a big mistake at this point and turn to a non-trustworthy person or company instead of a solid provider, and not only get a loan but often lose money. If you want to bet on a safe and get a loan from a solid and proven non-bank company, we recommend applying for a loan from Guzman.
It offers non-bank loans from CZK 10,000 to CZK 166,000 with a maturity of up to five years. In addition, during the repayment period, you can take advantage of free postponement of repayments for up to 3 months, and get a part of the money back for proper repayment. In addition, the loan can be used repeatedly, so if you need to borrow money again, it shouldn’t be a problem. If you recommend this loan to your friends or acquaintances, you will receive CZK 2,000 for each new client who signs a credit agreement – you can earn it so easily.
Easy Online Application via payday loans online
Asking for a loans is very easy and takes about a minute. Just fill in a short form on the Guzman website, just adding your name, surname, phone number and email address. Send the form with one click and the operator will call you on the given mobile number – if you submit your application during the working hours of the call center (weekdays 7.00 – 20.00, weekends 9.30 – 18.00), you will be called within 30 minutes. In addition to the internet application, you can also apply for a loan by calling the toll-free line 800 166 000, or visit one of the company’s stone branches – there are 75 in the Czech Republic and you can find them in all regions.
Three documents are sufficient for processing
You will need three documents to process the application for Guzman – a valid ID card, a document confirming your residence and a document confirming your current income. You do not need any guarantor to settle the loan, nor is it required to pledge the property. Moreover, the loan is purposeless, so you can use the money for anything you want.
You will get some money back for proper repayment
The Guzman loan is definitely worth repaying on time – if you do not have any delay in repayments, you will get their part back to the account – you can get up to CZK 27,000 for proper repayment. Interest rates are not excessively high here, the maximum annual percentage rate of charge is 38.87%. In addition, there is no additional charge for the loan.
Special offer for entrepreneurs
In addition to the standard consumer loan for ordinary clients, Guzman also offers business loans. Entrepreneurs, sole traders and self-employed persons can thus obtain a loan of up to CZK 200,000, only a few documents need to be settled and they do not have to go to any branch. You can find more information about the offer of loans for entrepreneurs on the credit company website.
The Guzman loan is a safe bet
There is a huge number of non-banking companies on the Czech market, but you will not be able to meet with fair negotiations and fair conditions by far. But there is nothing to worry about at Guzman – it is a traditional and proven credit company that has been operating on the Czech market since 1994 and has branches in four other countries. If you arrange a loan with this credit company, no unpleasant surprises await you; on the contrary, you can rely on 100% that everything will go as it should.